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Financing designed to put home ownership within your reach



HomeReady™ is a Fannie Mae loan program that is designed to extend the privileges of home ownership to buyers with limited household incomes. You may be able to buy a home with little or no money out of your pocket by using gift funds provided by your family members.


Low down payments beginning at just 3% of your total loan amount

You may be able to buy a home with the financial assistance of your family members or your current employer

Allowed property types include single family, 1-4 unit, condominiums, modular homes, and properties in Planned Unit Developments (PUDs)

Properties in high-cost areas (as indicated by the FHFA) may qualify

Homeowner education helps you understand and manage the long-term financial commitments of home ownership



Caliber is committed to assisting more borrowers with achieving their dreams of home ownership by providing affordable, personalized lending solutions. Your local Caliber Loan Consultant can help you apply for financing and answer all of your questions.

How much can I borrow?

The loan process many times boils down to what you can afford. A good way to check your potential finances is to utilize a monthly payment calculator such as the one found here with Caliber.

Go to Calculator

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